Most delays are documentation delays. Keep a digital folder with KYC, PAN, Aadhaar, address proof, last six months’ bank statements and income evidence.
For business loans, add GST returns, shop licence or Udyam registration. For vehicle loans, add the quotation and ID of the seller or dealer.
LSFL’s relationship team will tell you exactly which papers apply to your product so you do not over-submit or under-submit.