Business Loan
Capital for inventory, expansion and equipment
Structured facilities for MSMEs, traders and professionals who need working capital or growth funding.
Overview
LSFL business loans are designed around real operating cycles — purchase of stock, receivables gaps, shop expansion and equipment. We review turnover evidence, banking conduct and the end-use of funds.
Benefits
- Relationship manager for documentation and follow-up
- Purpose-based structuring rather than generic packages
- Transparent discussion of charges and tenure
- Support for first-time formal borrowers with complete papers
Eligibility
- Business vintage and identifiable cash flows
- KYC of proprietors / partners / directors
- Satisfactory banking and existing obligation profile
- Clear end-use of the requested amount
Required documents
- Identity and address proof, PAN
- Business proof (licence, Udyam, GST as applicable)
- Bank statements and, where available, GST returns
- Quotations for equipment or expansion, if relevant
FAQ
Yes, subject to alternative proofs of business and banking. Completeness of documents improves assessment.
It depends on amount, profile and product structure. We discuss security only after understanding the need.
Tenure and amount are aligned to surplus cash flow so repayments remain realistic.