Personal Loan
A defined EMI for a defined need
For salaried and self-employed customers who prefer a closed-end facility over revolving high-cost credit.
Features
- Fixed tenure and EMI for planning household cash flow
- Suitable for medical, education, home repair and consolidation
- Plain-language explanation of processing charges
- Support through WhatsApp, phone and branch
Eligibility
- Resident individual with verifiable identity and address
- Stable income — salary or business
- Manageable existing EMI obligations
- Positive banking conduct
Documents
- KYC (Aadhaar / voter ID / passport as applicable) and PAN
- Income proof: salary slips or business income evidence
- Bank statements (typically last six months)
- Passport-size photograph
FAQ
Prepayment, if permitted on your facility, will be explained at sanction along with any applicable charges.
It depends on the profile and amount. We will tell you clearly if a co-applicant or guarantor is needed.
Submit the enquiry form today. We will contact you to complete documents and discussion.