Home Loan
Finance to buy, build or improve a home
LSFL home loans are sized to income, property papers and repayment comfort — with clear EMI discussion before you commit.
Loan amount
₹ 1 Crore*
Tenure
Up to 30 years
Purpose
Purchase · Build · Renovate
Why LSFL Home Loan
- Plain-language explanation of EMI, tenure and charges
- Guidance on title, plan and valuation paperwork
- Relationship support from enquiry to disbursement
- Facility structured to household cash flow
Next step
Estimate your EMI in the Calculator tab, then submit a short application. Our team typically responds within 1–2 working days.
Paperwork
Required documents
Keep these ready so we can review your request faster. Exact list may vary by purpose.
Home purchase
- KYC & PAN
- Income proof & bank statements
- Sale agreement / title papers
- Property tax receipts
Construction
- KYC & PAN
- Income proof & bank statements
- Approved plan & estimate
- Progress photographs
Renovation
- KYC & PAN
- Income proof & bank statements
- Property ownership papers
- Work estimate / quotation
Transparency
Rates & charges
Indicative figures for planning. Final terms are confirmed only after assessment.
| Item | Indicative |
|---|---|
| Interest rate | From 10.50% p.a.* (profile-based) |
| Maximum tenure | Up to 30 years / 360 months* |
| Processing fee | Explained before you commit |
| Prepayment | As per sanction terms |
* Subject to eligibility, documentation and LSFL credit policy.
Plan your EMI
Home Loan EMI Calculator
Adjust amount, tenure and rate to see an indicative monthly instalment for a home loan.
₹
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Monthly EMI
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Total interest
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Total payable
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Home Loan estimate only. Not a sanction letter.
Ready to apply for a Home Loan?
No fee to submit. Our team typically responds within 1–2 working days.